When you're short on cash, which bills should you pay? Prioritize the most important bills. Your car insurance is probably a non-negotiable. Other bills should be analyzed for interest rate or late fees to determine their priority. Consult a Certified Financial Specialist for assistance in determining which bills you should prioritize. If you don't have the cash to pay the minimums for all of your bills, consider setting up a repayment plan.If you don't have enough money to pay all your bills, you may find yourself facing eviction or getting your utilities disconnected. While it can be expensive to find a new place, it is also stressful to restart utilities. Before you make the tough decision of which bills to pay, it's best to pay the basics first, such as food and water, cell phone, and Internet if you work from home.Your main resources are your necessities. These include shelter, water, heat, and food. Next come your vehicle expenses, because we need a car to get around. Lastly, the bills that affect our credit come last, like credit card and loan payments. While this can be tough to do, it's essential for your long-term financial recovery. You can begin to prioritize your bills by comparing their priorities and how important they are to you.