Surprise $250 Checks? Here’s Why Some Americans Are Receiving Unexpected Payments (No Application Needed!)

Jean Bergnaum II
Published Sep 16, 2025

Surprise $250 Checks? Here’s Why Some Americans Are Receiving Unexpected Payments (No Application Needed!)

As prices continue to rise due to inflation and ongoing tariffs on key goods, a surprise $250 check in the mail may feel like a much-needed relief.


Thousands of New Yorkers are receiving these unexpected payments, but they’re not part of a new federal stimulus package. Instead, they come from a little-known state-run unclaimed funds program.
 

Why Are People Getting $250 Checks?

The New York State Comptroller’s Office is currently returning money to residents through an initiative that focuses on unclaimed property. This includes forgotten savings accounts, uncashed checks, unused gift cards, and more.

Thanks to a push from Comptroller Thomas DiNapoli, some recipients are getting checks worth up to $250, and they didn’t even have to apply.

With inflation impacting everyday essentials and tariffs adding pressure to consumer prices, this small but welcome cash infusion is helping many residents deal with rising costs.

You may have access to support you didn’t know about. Find out more here!
 

How Does the Program Work?

This is not a new stimulus check or a special relief program. Instead, it’s part of the ongoing effort to return money that already belongs to residents.

New York State is currently holding more than $13 billion in unclaimed funds, and this program is actively working to return those funds automatically.

Don't miss: New York Stimulus Payment: Who Will Receive Inflation Rebate Checks in September 2025?

Do I Need to Apply?

No, and that’s what makes this initiative so unique.

There is no application process, no forms to fill out, and no need to request a payment.

If the Comptroller’s Office finds that you’re owed money, you’ll simply receive a check in the mail.
 

Can I Check If I'm Owed More?

Absolutely. While this initiative sends some payments automatically, anyone can still search the New York State Comptroller’s website to see if they’re owed more unclaimed funds.

Just enter your name or business to get started.

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